Saine-Summers Insurance Agency
Copyright © 2008-2013 Saine-Summer Insurance Agency
118 East Main Street • P.O. Box 250
Peru, Indiana 46970
Policies and Practices Regarding Privacy
Our policies and practices to protect our clients' personal information.

We protect personal information we collect about our clients by maintaining physical, electronic and procedural safeguards that meet or exceed applicable law. Third parties who have access to personal information must agree to follow appropriate standards of security and confidentiality. We train people who work for us how to properly handle personal information and we restrict access to it.

Information we collect:
We collect nonpublic personal information about our clients from the following sources:
• Information we receive on applications or other forms, such as name, address, social security number, telephone number, income and occupation.
• Information about our clients' transactions with us and our affiliates, such as claims and payment history.
• Information we receive from a consumer-reporting agency, such as a credit bureau.

Information we may disclose to third parties:
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. We do disclose nonpublic information to only the companies that our agency represents as is allowed by Section 8(G) of Indiana Department of Insurance Rule 760 IAC 1-67.

Nonaffiliated third parties to whom disclosure may be made:
We may disclose nonpublic personal information about our clients only to non-affiliated third parties as permitted by law.

Our practices regarding information confidentiality and security:
-We restrict access to nonpublic personal information about our clients to those employees who need to know that information in order to provide products or services to our clients. We maintain physical electronic and procedural safeguards that comply with federal regulations to guard our clients' nonpublic personal information.

Our policy regarding dispute resolution:
Any controversy or claim arising out of or relating to our privacy policy, or the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

Reservation of the right to disclose information in unforeseen circumstances:
In connection with the potential sale or transfer of its interests, Saine-Summers Insurance Agency and its affiliates reserves the right to sell or transfer our clients' information (including but not limited to our clients' address, name, age, sex, zip code, state and country of residence and other information that you provide through other communication) to a third party entity that (1) concentrates its business in a similar practice or service: (2) agrees to be Saine-Summers Insurance Agency's successor in interest with regard to the maintenance and protection of the information collected: and agrees to the obligations of this privacy statement.

Saine-Summers Insurance Agency 3/2011
Saine-Summers Insurance Agency